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UPDATE
  • [ April 1, 2023 ] Interest Rate History – Small Savings Schemes Fixed Income
  • [ February 19, 2022 ] Income Tax Rates: AY 2023-24 (FY 2022-23) Income Tax
  • [ February 7, 2021 ] Income Tax Rates: AY 2022-23 (FY 2021-22) Income Tax
  • [ February 9, 2020 ] Income Tax Rates: AY 2021-22 (FY 2020-21) Income Tax
  • [ January 12, 2020 ] Understanding BSDA – Basic Services Demat Account Demat
  • [ January 11, 2020 ] Senior Citizen Savings Scheme Retirement
  • [ December 22, 2019 ] Income Tax Rates: AY 2020-21 (FY 2019-20) – Union Budget Income Tax
  • [ February 20, 2019 ] Sukanya Samriddhi Yojana Scheme Account Investment
  • [ February 17, 2019 ] Income Tax Rates: AY 2020-21 (FY 2019-20) – Vote on Account Income Tax
  • [ October 18, 2018 ] Guide to Standard Deduction Deductions
  • Fixed Income

    Interest Rate History – Small Savings Schemes

    Interest Rate History for Government Small Savings Schemes Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues

  • Income Tax

    Income Tax Rates: AY 2009-10 (FY 2008-09)

    PLEASE CLICK HERE FOR LATEST PERSONAL INCOME TAX RATES Income Tax Rates applicable for Individuals, Hindu Undivided Family (HUF), Association of Persons (AOP) and Body of Individuals (BOI) in India is as under: Assessment Year Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Deductions

    Enhancement of Section 80C Deduction Limit from Rs 100,000 to Rs 150,000

    Limit for deduction under Section 80C of the Income Tax Act, 1961 has been enhanced from Rs 100,000 to Rs 150,000 in the Union Budget 2014. Enhanced deduction is applicable from Assessment Year 2015-16 corresponding Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Demat

    Understanding BSDA – Basic Services Demat Account

    Basic Services Demat Account for Retail Individual Investors Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues

  • Others

    Number of days work to buy an iPhoneX

    Apple is known for its premium pricing strategy. No doubt Apple products are on the cutting edge in terms of technology and features. However pricing of Apple products has always been on the “higher side”. Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues

Income Tax

  • Interest on Education Loan

    December 25, 2012
    For an Individual tax payer, Income Tax Act provides for deduction of interest paid on two types of loans – Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • All about Securities Transaction Tax (STT)

    January 5, 2013
  • Income Tax Rates: AY 2016-17 (FY 2015-16)

    February 28, 2015
  • Income Tax Rates: AY 2020-21 (FY 2019-20) – Union Budget

    December 22, 2019

Investment

  • Withdrawal of IPO applications Post Issue Closure

    January 15, 2013
    Yes, withdrawal of Initial Public Offer (IPO) application can be done even after the issue closure!! It is commonly known Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • All about Securities Transaction Tax (STT)

    January 5, 2013
  • Interest Rate History – Small Savings Schemes

    April 1, 2023
  • Investing through Direct Plan of Mutual Funds

    September 2, 2017

Newsletter

Popular

  • Quarterly Average Balance (QAB) vs Monthly Average Balance (MAB)

    May 18, 2013
  • Check your Demat Account Holding Statement

    December 25, 2012
  • Charges other than Brokerage for Stock Exchange Transactions

    January 20, 2013
  • Income Tax Rates: AY 2014-15 (FY 2013-14)

    February 28, 2013
  • Medical Expenses Allowance vs Medical Expenses Reimbursement

    December 29, 2012
  • Non-Resident Indian (NRI) – Definition under Income Tax Act

    February 23, 2013
  • Flat Interest Rate vs Diminishing Balance Interest Rate

    December 29, 2013
  • Tips on Effective Credit Card Usage

    December 25, 2012
  • Interest on Education Loan

    December 25, 2012
  • Income Tax Rates: AY 2021-22 (FY 2020-21)

    February 9, 2020
  • Others

    Number of days work to buy an iPhoneX

  • Others

    Data Usage Charges Reduction

  • Income Tax

    Income Tax Rates: AY 2009-10 (FY 2008-09)

  • Income Tax

    Income Tax Rates: AY 2014-15 (FY 2013-14)

  • Income Tax

    Income Tax Rates: AY 2015-16 (FY 2014-15) – Union Budget

  • Banking

    Home Loan EMI Cash Back Offer Analysis

  • Investment

    Withdrawal of IPO applications Post Issue Closure

  • Investment

    Sukanya Samriddhi Yojana Scheme Account

  • Investment

    Investing through Direct Plan of Mutual Funds

  • Investment

    NRI Investment in Indian Equity Markets

Loan

  • Home Loan EMI Cash Back Offer Analysis

    January 14, 2014
    Pay just 0.15% extra and get 1% cash back. Wow – Great deal, No brainer! So you thought!! Many of Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Tips on Effective Credit Card Usage

    December 25, 2012
  • Interest on Education Loan

    December 25, 2012

NRI

  • NRI Investment in Indian Equity Markets

    April 11, 2013
    Equity as an asset class has historically provided one of the best returns over a long time horizon. Investment in Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Non-Resident Indian (NRI) – Different type of Bank Accounts

    February 9, 2013
  • Non-Resident Indian (NRI) – Definition under Income Tax Act

    February 23, 2013

Insurance

  • Understanding Motor Insurance Premium

    April 18, 2014
    Motor Insurance / Auto Insurance / Car Insurance is a subject we normally struggle with every year at the time Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Medical / Health Insurance Premium

    December 25, 2012
  • Motor Third Party Liability Insurance – Premium Rates Increase

    April 27, 2014


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