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UPDATE
  • [ April 1, 2023 ] Interest Rate History – Small Savings Schemes Fixed Income
  • [ February 19, 2022 ] Income Tax Rates: AY 2023-24 (FY 2022-23) Income Tax
  • [ February 7, 2021 ] Income Tax Rates: AY 2022-23 (FY 2021-22) Income Tax
  • [ February 9, 2020 ] Income Tax Rates: AY 2021-22 (FY 2020-21) Income Tax
  • [ January 12, 2020 ] Understanding BSDA – Basic Services Demat Account Demat
  • [ January 11, 2020 ] Senior Citizen Savings Scheme Retirement
  • [ December 22, 2019 ] Income Tax Rates: AY 2020-21 (FY 2019-20) – Union Budget Income Tax
  • [ February 20, 2019 ] Sukanya Samriddhi Yojana Scheme Account Investment
  • [ February 17, 2019 ] Income Tax Rates: AY 2020-21 (FY 2019-20) – Vote on Account Income Tax
  • [ October 18, 2018 ] Guide to Standard Deduction Deductions
  • Income Tax

    Medical Expenses Allowance vs Medical Expenses Reimbursement

    Budget 2018 update Effective Financial Year 2018-19 (Assessment Year 2019-20), exemption for Medical Reimbursement upto Rs 15,000 has been scrapped (together with Transport Allowance upto Rs 19,200) and has been replaced with Standard Deduction of Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Retirement

    Senior Citizen Savings Scheme

    The Senior Citizen Savings Scheme (SCSS) was launched by Government of India in 2004. As the name suggests, the scheme is targeted at retired people looking for safe and assured source of income. SCSS aims Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Banking

    Home Loan EMI Cash Back Offer Analysis

    Pay just 0.15% extra and get 1% cash back. Wow – Great deal, No brainer! So you thought!! Many of us would have heard about cash back scheme on Home Loan Equated Monthly Instalments (EMI) Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Deductions

    Medical / Health Insurance Premium

    Section 80D of the Income Tax Act provides for deduction of Health Insurance premium or Medical Insurance premium or Mediclaim premium from Gross Total Income. Just like Life Insurance premium payment can help you save Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Investment

    Sukanya Samriddhi Yojana Scheme Account

    Watch Video on Youtube Sukanya Samriddhi Yojana Account (SSY Account) is a Government of India saving scheme targeted at the parents of girl children. Literal translation of the scheme name means Girl Child Prosperity Account. Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues

Income Tax

  • Medical Expenses Allowance vs Medical Expenses Reimbursement

    December 29, 2012
    Budget 2018 update Effective Financial Year 2018-19 (Assessment Year 2019-20), exemption for Medical Reimbursement upto Rs 15,000 has been scrapped Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • All about Securities Transaction Tax (STT)

    January 5, 2013
  • Income Tax Rates: AY 2009-10 (FY 2008-09)

    December 30, 2012
  • Transport or Conveyance Allowance

    March 9, 2015

Investment

  • Understanding BSDA – Basic Services Demat Account

    January 12, 2020

    Basic Services Demat Account for Retail Individual Investors Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues

  • Investing through Direct Plan of Mutual Funds

    September 2, 2017
  • Sukanya Samriddhi Yojana Scheme Account

    February 20, 2019
  • Fixed Deposit Maturity Value Calculator

    December 26, 2013

Newsletter

Popular

  • Quarterly Average Balance (QAB) vs Monthly Average Balance (MAB)

    May 18, 2013
  • Check your Demat Account Holding Statement

    December 25, 2012
  • Charges other than Brokerage for Stock Exchange Transactions

    January 20, 2013
  • Income Tax Rates: AY 2014-15 (FY 2013-14)

    February 28, 2013
  • Medical Expenses Allowance vs Medical Expenses Reimbursement

    December 29, 2012
  • Non-Resident Indian (NRI) – Definition under Income Tax Act

    February 23, 2013
  • Flat Interest Rate vs Diminishing Balance Interest Rate

    December 29, 2013
  • Tips on Effective Credit Card Usage

    December 25, 2012
  • Interest on Education Loan

    December 25, 2012
  • Income Tax Rates: AY 2021-22 (FY 2020-21)

    February 9, 2020
  • Banking

    Non-Resident Indian (NRI) – Different type of Bank Accounts

  • Income Tax

    Income Tax Rates: AY 2009-10 (FY 2008-09)

  • Deductions

    HRA Exemption – PAN Number of Landlord

  • Banking

    Fixed Deposit Maturity Value Calculator

  • Income Tax

    Income Tax Rates: AY 2015-16 (FY 2014-15) – Union Budget

  • Income Tax

    Income Tax Rates: AY 2020-21 (FY 2019-20) – Vote on Account

  • Deductions

    Interest on Education Loan

  • Deductions

    Guide to Standard Deduction

  • Deductions

    Guide to Section 80C Deductions

  • Investment

    Sukanya Samriddhi Yojana Scheme Account

Loan

  • Home Loan EMI Cash Back Offer Analysis

    January 14, 2014
    Pay just 0.15% extra and get 1% cash back. Wow – Great deal, No brainer! So you thought!! Many of Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Tips on Effective Credit Card Usage

    December 25, 2012
  • Interest on Education Loan

    December 25, 2012

NRI

  • Non-Resident Indian (NRI) – Definition under FEMA

    March 9, 2013
    Who is a Non-Resident Indian? An Indian abroad is popularly known as Non-Resident Indian (NRI). NRI is legally defined under Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Non-Resident Indian (NRI) – Definition under Income Tax Act

    February 23, 2013
  • NRI Investment in Indian Equity Markets

    April 11, 2013

Insurance

  • Understanding Motor Insurance Premium

    April 18, 2014
    Motor Insurance / Auto Insurance / Car Insurance is a subject we normally struggle with every year at the time Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Motor Third Party Liability Insurance – Premium Rates Increase

    April 27, 2014
  • Medical / Health Insurance Premium

    December 25, 2012


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