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UPDATE
  • [ April 1, 2023 ] Interest Rate History – Small Savings Schemes Fixed Income
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  • [ December 22, 2019 ] Income Tax Rates: AY 2020-21 (FY 2019-20) – Union Budget Income Tax
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  • [ February 17, 2019 ] Income Tax Rates: AY 2020-21 (FY 2019-20) – Vote on Account Income Tax
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  • Car Insurance

    Understanding Motor Insurance Premium

    Motor Insurance / Auto Insurance / Car Insurance is a subject we normally struggle with every year at the time of annual renewal of car insurance policy. Proper understanding of various terms and how premium Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Income Tax

    Income Tax Rates: AY 2023-24 (FY 2022-23)

    income tax rates AY 2023-24 or FY 2022-23 Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues

  • Credit Card

    Tips on Effective Credit Card Usage

    No don’t worry, this is not another spiel on how you should use credit card within your income limits. This is neither a guide on how you should not overburden your finances by splurging on Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
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    Data Usage Charges Reduction

    The Great Cut . . . It started with Vodafone slashing 2G data charges by a sharp 80% (on 18th June 2013). 2G data usage rates were slashed from 10 Paisa/10 KB to 2 Paisa/10 Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Deductions

    Interest on Education Loan

    For an Individual tax payer, Income Tax Act provides for deduction of interest paid on two types of loans – Home Loan and Education Loan. Section 80E of the Income Tax Act provides for deduction Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues

Income Tax

  • Transport or Conveyance Allowance

    March 9, 2015
    Budget 2018 update Effective Financial Year 2018-19 (Assessment Year 2019-20), exemption for Transport Allowance upto Rs 19,200 has been scrapped Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Income Tax Rates: AY 2023-24 (FY 2022-23)

    February 19, 2022
  • Medical / Health Insurance Premium

    December 25, 2012
  • Income Tax Rates: AY 2007-08 (FY 2006-07)

    December 29, 2012

Investment

  • Interest Rate History – Small Savings Schemes

    April 1, 2023

    Interest Rate History for Government Small Savings Schemes Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues

  • Check your Demat Account Holding Statement

    December 25, 2012
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    April 11, 2013
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    January 12, 2020

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Popular

  • Quarterly Average Balance (QAB) vs Monthly Average Balance (MAB)

    May 18, 2013
  • Check your Demat Account Holding Statement

    December 25, 2012
  • Charges other than Brokerage for Stock Exchange Transactions

    January 20, 2013
  • Income Tax Rates: AY 2014-15 (FY 2013-14)

    February 28, 2013
  • Medical Expenses Allowance vs Medical Expenses Reimbursement

    December 29, 2012
  • Non-Resident Indian (NRI) – Definition under Income Tax Act

    February 23, 2013
  • Flat Interest Rate vs Diminishing Balance Interest Rate

    December 29, 2013
  • Tips on Effective Credit Card Usage

    December 25, 2012
  • Interest on Education Loan

    December 25, 2012
  • Income Tax Rates: AY 2021-22 (FY 2020-21)

    February 9, 2020
  • Income Tax

    Income Tax Rates: AY 2017-18 (FY 2016-17)

  • Income Tax

    Income Tax Rates: AY 2007-08 (FY 2006-07)

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    Interest on Education Loan

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    HRA Exemption – PAN Number of Landlord

  • Non Resident Indian

    Non-Resident Indian (NRI) – Definition under FEMA

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    Income Tax Rates: AY 2020-21 (FY 2019-20) – Vote on Account

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    Income Tax Rates: AY 2010-11 (FY 2009-10)

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    Income Tax Rates: AY 2009-10 (FY 2008-09)

Loan

  • Tips on Effective Credit Card Usage

    December 25, 2012
    No don’t worry, this is not another spiel on how you should use credit card within your income limits. This Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Home Loan EMI Cash Back Offer Analysis

    January 14, 2014
  • Flat Interest Rate vs Diminishing Balance Interest Rate

    December 29, 2013

NRI

  • NRI Investment in Indian Equity Markets

    April 11, 2013
    Equity as an asset class has historically provided one of the best returns over a long time horizon. Investment in Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Non-Resident Indian (NRI) – Definition under Income Tax Act

    February 23, 2013
  • Non-Resident Indian (NRI) – Different type of Bank Accounts

    February 9, 2013

Insurance

  • Medical / Health Insurance Premium

    December 25, 2012
    Section 80D of the Income Tax Act provides for deduction of Health Insurance premium or Medical Insurance premium or Mediclaim Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Understanding Motor Insurance Premium

    April 18, 2014
  • Motor Third Party Liability Insurance – Premium Rates Increase

    April 27, 2014


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