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UPDATE
  • [ April 1, 2023 ] Interest Rate History – Small Savings Schemes Fixed Income
  • [ February 19, 2022 ] Income Tax Rates: AY 2023-24 (FY 2022-23) Income Tax
  • [ February 7, 2021 ] Income Tax Rates: AY 2022-23 (FY 2021-22) Income Tax
  • [ February 9, 2020 ] Income Tax Rates: AY 2021-22 (FY 2020-21) Income Tax
  • [ January 12, 2020 ] Understanding BSDA – Basic Services Demat Account Demat
  • [ January 11, 2020 ] Senior Citizen Savings Scheme Retirement
  • [ December 22, 2019 ] Income Tax Rates: AY 2020-21 (FY 2019-20) – Union Budget Income Tax
  • [ February 20, 2019 ] Sukanya Samriddhi Yojana Scheme Account Investment
  • [ February 17, 2019 ] Income Tax Rates: AY 2020-21 (FY 2019-20) – Vote on Account Income Tax
  • [ October 18, 2018 ] Guide to Standard Deduction Deductions
  • Income Tax

    Income Tax Rates: AY 2020-21 (FY 2019-20) – Vote on Account

    PLEASE CLICK HERE FOR LATEST PERSONAL INCOME TAX RATES Income Tax Rates applicable for Individuals, Hindu Undivided Family (HUF), Association of Persons (AOP) and Body of Individuals (BOI) in India is as under: Assessment Year Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Income Tax

    Income Tax Rates: AY 2021-22 (FY 2020-21)

    new income tax regime new income tax slabs individual without deductions Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues

  • Investment

    Withdrawal of IPO applications Post Issue Closure

    Yes, withdrawal of Initial Public Offer (IPO) application can be done even after the issue closure!! It is commonly known that in book built issues applicants can revise or withdraw their bids till the issue Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Demat

    Charges on Closure of Demat Account

    Shares are kept in the dematerialized or electronic form in two depositories – National Securities Depository Limited (NSDL) and Central Depository Services Limited (CDSL). Depositories receive shares through Depository Participants (DP) and not directly from Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Banking

    Home Loan EMI Cash Back Offer Analysis

    Pay just 0.15% extra and get 1% cash back. Wow – Great deal, No brainer! So you thought!! Many of us would have heard about cash back scheme on Home Loan Equated Monthly Instalments (EMI) Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues

Income Tax

  • Medical Expenses Allowance vs Medical Expenses Reimbursement

    December 29, 2012
    Budget 2018 update Effective Financial Year 2018-19 (Assessment Year 2019-20), exemption for Medical Reimbursement upto Rs 15,000 has been scrapped Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Income Tax Rates: AY 2012-13 (FY 2011-12)

    December 30, 2012
  • Guide to Standard Deduction

    October 18, 2018
  • Interest on Education Loan

    December 25, 2012

Investment

  • Investing through Direct Plan of Mutual Funds

    September 2, 2017
    Mutual Funds Sahi Hai! You must have heard of this phrase, simple translation of which means Mutual funds are right. Let Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Interest Rate History – Small Savings Schemes

    April 1, 2023
  • NRI Investment in Indian Equity Markets

    April 11, 2013
  • Sukanya Samriddhi Yojana Scheme Account

    February 20, 2019

Newsletter

Popular

  • Quarterly Average Balance (QAB) vs Monthly Average Balance (MAB)

    May 18, 2013
  • Check your Demat Account Holding Statement

    December 25, 2012
  • Charges other than Brokerage for Stock Exchange Transactions

    January 20, 2013
  • Income Tax Rates: AY 2014-15 (FY 2013-14)

    February 28, 2013
  • Non-Resident Indian (NRI) – Definition under Income Tax Act

    February 23, 2013
  • Medical Expenses Allowance vs Medical Expenses Reimbursement

    December 29, 2012
  • Flat Interest Rate vs Diminishing Balance Interest Rate

    December 29, 2013
  • Tips on Effective Credit Card Usage

    December 25, 2012
  • Interest on Education Loan

    December 25, 2012
  • Income Tax Rates: AY 2021-22 (FY 2020-21)

    February 9, 2020
  • Income Tax

    Income Tax Rates: AY 2017-18 (FY 2016-17)

  • Banking

    Fixed Deposit Maturity Value Calculator

  • Demat

    Understanding BSDA – Basic Services Demat Account

  • Income Tax

    Income Tax Rates: AY 2021-22 (FY 2020-21)

  • Income Tax

    Income Tax Rates: AY 2007-08 (FY 2006-07)

  • Retirement

    Senior Citizen Savings Scheme

  • Income Tax

    Income Tax Rates: AY 2010-11 (FY 2009-10)

  • Income Tax

    Income Tax Rates: AY 2022-23 (FY 2021-22)

  • Income Tax

    Income Tax Rates: AY 2018-19 (FY 2017-18)

  • Deductions

    All about House Rent Allowance (HRA)

Loan

  • Flat Interest Rate vs Diminishing Balance Interest Rate

    December 29, 2013
    Watch Video on Youtube What does Flat Interest Rate mean? When you take Home Loan or Car Loan or Education Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Interest on Education Loan

    December 25, 2012
  • Tips on Effective Credit Card Usage

    December 25, 2012

NRI

  • Non-Resident Indian (NRI) – Definition under FEMA

    March 9, 2013
    Who is a Non-Resident Indian? An Indian abroad is popularly known as Non-Resident Indian (NRI). NRI is legally defined under Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Non-Resident Indian (NRI) – Different type of Bank Accounts

    February 9, 2013
  • NRI Investment in Indian Equity Markets

    April 11, 2013

Insurance

  • Motor Third Party Liability Insurance – Premium Rates Increase

    April 27, 2014
    As we have seen in “Understanding Motor Insurance Premium”, Third Party Liability insurance is mandatory for all vehicles plying on Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Medical / Health Insurance Premium

    December 25, 2012
  • Understanding Motor Insurance Premium

    April 18, 2014


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