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UPDATE
  • [ April 1, 2023 ] Interest Rate History – Small Savings Schemes Fixed Income
  • [ February 19, 2022 ] Income Tax Rates: AY 2023-24 (FY 2022-23) Income Tax
  • [ February 7, 2021 ] Income Tax Rates: AY 2022-23 (FY 2021-22) Income Tax
  • [ February 9, 2020 ] Income Tax Rates: AY 2021-22 (FY 2020-21) Income Tax
  • [ January 12, 2020 ] Understanding BSDA – Basic Services Demat Account Demat
  • [ January 11, 2020 ] Senior Citizen Savings Scheme Retirement
  • [ December 22, 2019 ] Income Tax Rates: AY 2020-21 (FY 2019-20) – Union Budget Income Tax
  • [ February 20, 2019 ] Sukanya Samriddhi Yojana Scheme Account Investment
  • [ February 17, 2019 ] Income Tax Rates: AY 2020-21 (FY 2019-20) – Vote on Account Income Tax
  • [ October 18, 2018 ] Guide to Standard Deduction Deductions
  • Investment

    Charges other than Brokerage for Stock Exchange Transactions

    Are you a day trader or active trader? One of the most pertinent question you should ask yourself is – What is your trading cost? Simple question, but not so simple answer. Did you just Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Deductions

    All about House Rent Allowance (HRA)

    House Rent Allowance (HRA) is generally paid as component of salary package. This allowance is given by an employer to an employee to meet the cost of renting an accommodation.  Section 10(13A) of the Income Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Credit Card

    Tips on Effective Credit Card Usage

    No don’t worry, this is not another spiel on how you should use credit card within your income limits. This is neither a guide on how you should not overburden your finances by splurging on Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Others

    Data Usage Charges Reduction

    The Great Cut . . . It started with Vodafone slashing 2G data charges by a sharp 80% (on 18th June 2013). 2G data usage rates were slashed from 10 Paisa/10 KB to 2 Paisa/10 Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Banking

    Flat Interest Rate vs Diminishing Balance Interest Rate

    Watch Video on Youtube What does Flat Interest Rate mean? When you take Home Loan or Car Loan or Education Loan or Personal Loan or Credit Card Loan for a particular tenor, you need to Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues

Income Tax

  • Income Tax Rates: AY 2015-16 (FY 2014-15) – Union Budget

    July 11, 2014
    PLEASE CLICK HERE FOR LATEST PERSONAL INCOME TAX RATES Income Tax Rates applicable for Individuals, Hindu Undivided Family (HUF), Association Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Income Tax Rates: AY 2015-16 (FY 2014-15) – Vote on Account

    February 17, 2014
  • Enhancement of Section 80C Deduction Limit from Rs 100,000 to Rs 150,000

    July 19, 2014
  • Income Tax Rates: AY 2010-11 (FY 2009-10)

    December 30, 2012

Investment

  • NRI Investment in Indian Equity Markets

    April 11, 2013
    Equity as an asset class has historically provided one of the best returns over a long time horizon. Investment in Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Fixed Deposit Maturity Value Calculator

    December 26, 2013
  • Understanding BSDA – Basic Services Demat Account

    January 12, 2020
  • All about Securities Transaction Tax (STT)

    January 5, 2013

Newsletter

Popular

  • Quarterly Average Balance (QAB) vs Monthly Average Balance (MAB)

    May 18, 2013
  • Check your Demat Account Holding Statement

    December 25, 2012
  • Charges other than Brokerage for Stock Exchange Transactions

    January 20, 2013
  • Income Tax Rates: AY 2014-15 (FY 2013-14)

    February 28, 2013
  • Non-Resident Indian (NRI) – Definition under Income Tax Act

    February 23, 2013
  • Medical Expenses Allowance vs Medical Expenses Reimbursement

    December 29, 2012
  • Flat Interest Rate vs Diminishing Balance Interest Rate

    December 29, 2013
  • Tips on Effective Credit Card Usage

    December 25, 2012
  • Interest on Education Loan

    December 25, 2012
  • Income Tax Rates: AY 2021-22 (FY 2020-21)

    February 9, 2020
  • Income Tax

    Income Tax Rates: AY 2010-11 (FY 2009-10)

  • Investment

    NRI Investment in Indian Equity Markets

  • Others

    Data Usage Charges Reduction

  • Income Tax

    Transport or Conveyance Allowance

  • Deductions

    Interest on Education Loan

  • Demat

    Understanding BSDA – Basic Services Demat Account

  • Income Tax

    Income Tax Rates: AY 2008-09 (FY 2007-08)

  • Deductions

    All about House Rent Allowance (HRA)

  • Car Insurance

    Motor Third Party Liability Insurance – Premium Rates Increase

  • Demat

    Check your Demat Account Holding Statement

Loan

  • Tips on Effective Credit Card Usage

    December 25, 2012
    No don’t worry, this is not another spiel on how you should use credit card within your income limits. This Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Interest on Education Loan

    December 25, 2012
  • Flat Interest Rate vs Diminishing Balance Interest Rate

    December 29, 2013

NRI

  • Non-Resident Indian (NRI) – Definition under Income Tax Act

    February 23, 2013
    “To be, or not to be, that is the question” – thus pondered Shakespeare in Hamlet. Well there isn’t really Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Non-Resident Indian (NRI) – Definition under FEMA

    March 9, 2013
  • Non-Resident Indian (NRI) – Different type of Bank Accounts

    February 9, 2013

Insurance

  • Motor Third Party Liability Insurance – Premium Rates Increase

    April 27, 2014
    As we have seen in “Understanding Motor Insurance Premium”, Third Party Liability insurance is mandatory for all vehicles plying on Personal Finance guide to Mutual Funds, Stocks, Insurance, Investments, Loans, Tax Planning, Non-Resident Indians related issues
  • Understanding Motor Insurance Premium

    April 18, 2014
  • Medical / Health Insurance Premium

    December 25, 2012


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